SPEAR HOUSING ASSOCIATION LIMITED logo

SPEAR HOUSING ASSOCIATION LIMITED

#1122206
Charitable companyLargeRegistered
www.spearlondon.org

Spear exists to enable homeless people in south and west london find secure accommodation. We develop and deliver solutions with community partners. We believe that homelessness isn't just a housing problem, it has a range of causes and is often an experience of isolation, hopelessness or self-doubt. That's why, beyond a roof overhead, we promote community involvement and personal development.

Latest HighlightsFY 2024

Income

All sources

£4,684,238
Expenditure

All activities

£4,410,105
Net Reserves

Unrestricted funds

£4,354,151
Total Assets

Gross assets

£9,183,090
Working Capital

Liquidity

£5,861,067

Benchmark Performance

Comparing against 8,683 similar large charities

Compare vs:
Reserve Runway
11.8 months
Median: 3.8 monthsTop quartile
Income Growth (1yr)
-10.8%
Median: 7.4%Below typical
Spending Efficiency
96.0%
Median: 97.8%Around typical
Income Concentration
118.8%
Median: 87.9%Below typical
Fundraising ROI
26.5x
Median: 19.2xAround typical
Income Volatility
16.0%
Median: 20.6%Around typical
Self-Generated Income
95.7%
Median: 82.9%Around typical
3-Year Income CAGR
-3.1%
Median: 7.8%Below typical

Efficiency & Health

Charitable Spending
96.0%
Fundraising Eff.

% income retained

26.5%
Governance Cost

% of expenditure

1.2%
Grant Making

% given away

0%
Debt Ratio

% of assets

9.9%
Survival Ratio

Months of reserves

11.8 months

Income Profile

Donations & Legacies

% of income

4.3%
Government Reliance

% of income

56.1%
Largest Source

Primary income

Charitable Activities
Diversification

HHI: 11881

Highly Concentrated

Trends

Income Growth (1yr)

Year over Year

-10.8%
Income CAGR (3yr)

Compound growth

-3.1%
Volatility

Moderate Volatility

16.0%
Reserves Trend

Direction

Stable

Governance

Employees

Staff count

82
Volunteers

Volunteer count

50
Volunteer Ratio

Per staff member

0.6:1
Revenue/Employee

Per head

£57,125
Trustee Benefits

Payments to trustees

No
High Earners

Earning over £60k

3.7%

Source: Charity Commission annual returns. Figures may differ from published accounts. Always verify with official charity filings for due diligence.

Charts

Income vs Expenditure
Income Sources
Assets vs Liabilities

5 Year Trend

Workforce Scale

Employees & Volunteers

Frequently Asked Questions

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